Kids Accounts
Invest for a kid in your life
Set a kid up for their future, and help them build good financial habits that last a lifetime.
From pocket change to life-changing
Now you have the opportunity to start building long-term wealth for even the youngest members of the family.
Wealth, built together
Manage your kid’s investment portfolio alongside your own, all in the Sharesies app.
Early start, bright future
Compounding returns mean small contributions now can turn into something bigger later.
Build financial literacy
Kick-start conversations about money, teach them good habits, and grow their knowledge.
Plans for the kids
On a kids plan, as well as the $10 plan and $20 plan, transaction fees are covered on a set amount of buy, sell, and auto-invest orders across US, Australian, and NZ shares every month.
$2 kids plan
Per month, charged monthly
Transaction fees covered on:
- $500 AUD of buy and sell orders, and
- $1,000 AUD of auto-invest orders
After the coverage is used up, pay as you go pricing applies.
Change or cancel at any time—there’s no cancellation fee.
Ready to create a Kids Account?
You’ll need a Sharesies account to link the Kids Account to. You don’t need to be the kid’s parent or caregiver.
- Get their details ready
You’ll need the kid’s ID, residential address, and TFN number (if they have one).
- Open Sharesies
Log in to Sharesies—or sign up if you’re new—and go to Account > Create a Kids Account.
- Follow the steps
Provide details about the kid, agree to the Kids Accounts T&Cs, and they’ll be good to go!
Frequently asked questions
Anyone with an adult Sharesies account can open a Kids Account for a kid under 18. You don’t need to be their parent or caregiver.
Uncles, aunts, cousins, brothers, sisters, godparents, and other well-meaning adults can create and manage an account for a young person in their life.
You control and manage the Kids Account, including money and investments, on the child’s behalf and must act in their best interests.
Kids Accounts are set up as a bare trust, and you act as the trustee—learn more in our help centre.
The Kids Account is only accessible through the adult’s account—it doesn’t have its own login details. We’re working to make view-only access available in 2026.
By default, from age 25. However, they can request to have the account transferred to them any time after they turn 18.
When the account is transferred, they’ll take control of their Sharesies account, create their own login, and manage their own investments.
Learn more about transferring a Kids Account.
Yes. The kid is the beneficial owner of all money and investments in the Kids Account.
Any activity that occurs within the Kids Account must be for the child’s benefit only. You can’t withdraw any money you’ve deposited and use it for yourself.
When creating a Kids Account, you have the option to provide your kid’s tax file number (TFN) if they have one.
Whether you provide a TFN or not changes what tax you can expect to pay, and the evidence you’ll need to keep of beneficial ownership.
See our help centre for more info about your tax options and evidence of beneficial ownership.
For more info on creating and managing a Kids Account, check out our help centre.
